Roy B. Lower

My mission is to improve people’s lives by helping them achieve their unique financial goals through objective advice and proactive measures in order to realize a Return on Life.

Roy is president of Eades & Lower Insurance Company. Additionally, he collaborates with as a broker with Valley Financial Solutions since 2009 allowing him to expand his base of product and service. He has enjoyed a long-serving career for his clientele in the financial planning and insurance industry since 1981.

Roy graduated from Cave Spring High School and East Tennessee State University - earning a Bachelor of Science degree in Education. Professionally, he holds his 6 and 63 FINRA designations and is a qualifying member of the Million Dollar Round Table. He enjoys active membership in NAIFA and the Roanoke Valley Chamber of Commerce.

Roy and his wife Susan reside in Roanoke County where they’ve raised their three children - Brittany, Brandon and Aaron – and proudly boast on their 3 young grandchildren.

When away from the office, Roy spends time with family and friends, plays golf, and attends Virginia Tech athletic events.

Qualifying membership in the MDRT Court of the Table is based on minimum sales production requirements and gross business generated within a year. Each MDRT status designation is granted for one year only. All members must apply every year and remit the required Court of the Table dues to continue their affiliation with the Million Dollar Round Table. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.