Our Associates

Stephen A. Stilwell, AIF^®

Investment Advisor Representative

(540) 777-4318

(540) 777-4304

sstilwell@valleyfinancialsolutions.com

William R. Terry, II, AIF®

Investment Advisor Representative

(540) 777-4357

(540) 777-4304

wterry@valleyfinancialsolutions.com

Jeffrey K. Beamer, RICP®

Investment Advisor Representative

(540) 777-4344

(540) 777-4304

jbeamer@valleyfinancialsolutions.com

Robert F. Cox, AIF®

Financial Advisor

(540) 777-4313

(540) 777-4304

rcox@valleyfinancialsolutions.com

Patrick J. Guzi

Investment Advisor Representative

540-777-4311

540-777-4304

pguzi@valleyfinancialsolutions.com

W. Hunter Hickam, LUTCF

Investment Advisor Representative

(540) 777-4342

(540) 777-4304

hhickam@valleyfinancialsolutions.com

Stephen Hilbish, CFA®, CAIA®, CPA, CFP®

Investment Advisor Representative

(540) 777-4319

shilbish@valleyfinancialsolutions.com

Roy B. Lower

Registered Representative

(540) 981-1124

(540) 981-1266

rlower@valleyfinancialsolutions.com

Doug E. Moore, LUTCF

(540) 777-4322

(540) 777-4304

dmoore@valleyfinancialsolutions.com

Jason W. Ridinger

Investment Advisor Representative

540-520-8254

jridinger@valleyfinancialsolutions.com

Mary Jo Mitchell

Vice President, Operations

(540) 777-4319

(540) 777-4304

mmitchell@valleyfinancialsolutions.com

Amy Terry

Practice Manager

(540) 777-4317

(540) 777-4304

aterry@valleyfinancialsolutions.com

Janet Hale

Administrative Assistant

540-777-4316

jhale@valleyfinancialsolutions.com